Reduce Debt Faster

Most of you probably already know by now that it is a very bad idea to allow yourself to fall into the trap of the payday loan cycle.  These types of loans are nearly always predatory and extremely expensive, and once you have fallen into this trap it can be very difficult to get out. [...]

If you have significant student loan debt or problems making the payments on your current loans, you may want to consider debt consolidation options. Consolidating all of your loans into one loan could make your debt easier to manage. You can start the process by making a list of your loans. Make note of who [...]

Note: This is a guest post from Timothy Ng.  Be sure to check out his author bio at the bottom of the article. The 9 steps to get out of debt are a relatively simple and painless way to reduce debt and start to build wealth. They key to living well is to rid yourself [...]

As the fun and sun of the summer winds down to a close, I tend to do the same thing that many of you probably do: I realize how much I have overspent on my summer travels and fun and begin to turn my attention back to my finances.  For many of us, summer is [...]

We’ve all heard of the 7 deadly sins –Greed, Gluttony, Lust, Pride, Wrath, Envy and Sloth; but did you know they can be applied to your financial situation? Almost everyone who is struggling with debt can blame their problems on at least one of the above behaviours. Greed, also known as Avarice, is the compulsion [...]