Reduce Debt Faster

Nearly every single day, I hear someone say that they need help with their debt and are looking for credit card relief, but they don’t know where to turn.  As a financial counselor, and as someone who knows how difficult it can be to struggle with credit card debt, this is very frustrating to me. [...]

Most people who carry a balance on their credit cards would love to have lower monthly payments.  For many, it is possible to get lower credit card payments but it may not always be in your best interest. Before we jump into how to get those monthly minimums lowered, let’s first take a look at [...]

While most people would not consider it a means to reduce debt, getting lower interest rates can help you reduce the overall amound of money you must put towards your debt and help you eliminate your debt much faster.  Lowering your interest rates on your debt can also give you a lower monthly minimum payment, [...]