Reduce Debt Faster

Most of you probably already know by now that it is a very bad idea to allow yourself to fall into the trap of the payday loan cycle.  These types of loans are nearly always predatory and extremely expensive, and once you have fallen into this trap it can be very difficult to get out. [...]

Around the time the economic stimulus package was signed into law and hit the news, I began to notice a lot of odd new advertisements online about the “Obama stimulus plan” and so called debt relief grants.  As a financial counselor, these ads naturally caught my eye for several reasons. I also began to receive [...]

As we all know, the internet can be a powerful place to do comparison shopping and get quotes on potential services.  Many smart consumers go online regularly to do this type of research and ensure they are getting the best bang for their buck.  However, the internet is also full of misinformation and outright scams, [...]

If you have significant student loan debt or problems making the payments on your current loans, you may want to consider debt consolidation options. Consolidating all of your loans into one loan could make your debt easier to manage. You can start the process by making a list of your loans. Make note of who [...]

When most of us finally decide that we want to get out of debt, the first thing many of us think about is “debt consolidation.”  However, with the many different companies and services promising to help us, this can be a very confusing option for us.  There are actually several different ways to consolidate your [...]