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	<title>Comments on: Debt Reduction Programs &#8211; Pros and Cons</title>
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	<description>Reduce Your Debt and find credit card relief! Learn to spot and avoid scams and find the best ways for reducing debt at ReduceDebtFaster.com</description>
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		<title>By: Credit Card Debt Reduction Services Reviews &#124; Reduce Debt Faster</title>
		<link>http://www.reducedebtfaster.com/debt-reduction-programs-pros-and-cons/comment-page-1/#comment-1423</link>
		<dc:creator>Credit Card Debt Reduction Services Reviews &#124; Reduce Debt Faster</dc:creator>
		<pubDate>Thu, 02 Sep 2010 19:23:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.reducedebtfaster.com/?p=137#comment-1423</guid>
		<description>[...] Keep in mind this is just a general guide, and you should always get advice tailored to your specific situation.  You may also want to read this related article on the various debt reduction programs. [...]</description>
		<content:encoded><![CDATA[<p>[...] Keep in mind this is just a general guide, and you should always get advice tailored to your specific situation.  You may also want to read this related article on the various debt reduction programs. [...]</p>
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		<title>By: Carnival of Debt Reduction: End of Summer Edition &#124; Reduce Debt Faster</title>
		<link>http://www.reducedebtfaster.com/debt-reduction-programs-pros-and-cons/comment-page-1/#comment-1119</link>
		<dc:creator>Carnival of Debt Reduction: End of Summer Edition &#124; Reduce Debt Faster</dc:creator>
		<pubDate>Mon, 23 Aug 2010 17:46:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.reducedebtfaster.com/?p=137#comment-1119</guid>
		<description>[...] are looking to get on the path to financial freedom, or if you are looking for advice on effective debt reduction programs, the following articles are a great place to [...]</description>
		<content:encoded><![CDATA[<p>[...] are looking to get on the path to financial freedom, or if you are looking for advice on effective debt reduction programs, the following articles are a great place to [...]</p>
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		<title>By: Great Debt Reduction Articles and Tips: Another Carnival &#124; Reduce Debt Faster</title>
		<link>http://www.reducedebtfaster.com/debt-reduction-programs-pros-and-cons/comment-page-1/#comment-933</link>
		<dc:creator>Great Debt Reduction Articles and Tips: Another Carnival &#124; Reduce Debt Faster</dc:creator>
		<pubDate>Mon, 09 Aug 2010 19:05:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.reducedebtfaster.com/?p=137#comment-933</guid>
		<description>[...] If you are looking for debt reduction strategies or help, have a look at the fantastic articles from these very talented personal finance bloggers.  You&#8217;ll find inspirational personal stories of debt, as well as some great tips on how to create your own debt reduction plan from people who have already done it on their own, as well as a few words of advice on debt reduction programs. [...]</description>
		<content:encoded><![CDATA[<p>[...] If you are looking for debt reduction strategies or help, have a look at the fantastic articles from these very talented personal finance bloggers.  You&#8217;ll find inspirational personal stories of debt, as well as some great tips on how to create your own debt reduction plan from people who have already done it on their own, as well as a few words of advice on debt reduction programs. [...]</p>
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		<title>By: Lynwood Tesar</title>
		<link>http://www.reducedebtfaster.com/debt-reduction-programs-pros-and-cons/comment-page-1/#comment-909</link>
		<dc:creator>Lynwood Tesar</dc:creator>
		<pubDate>Fri, 06 Aug 2010 07:25:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.reducedebtfaster.com/?p=137#comment-909</guid>
		<description>I know citibank offers consolidation loans, not a different credit card,but a consolidation loan. If you end up getting a term loan, make guaranteed that it will allow you to create payments towards principal. I had $6000.00 worth of debts three months ago. Now, I&#039;m almost done paying, purely by paying off card with higher interest, even if the balance is lower that the rest of the cards. I also abstained from unnecessary expenses. You&#039;ll be surprised how much you are able to add to your montly payments by cutting down on &quot;wants&quot;. I&#039;m saving $120.00 a month by taking the sub to function rather than driving. Those $120.00, I&#039;m adding to my payments.</description>
		<content:encoded><![CDATA[<p>I know citibank offers consolidation loans, not a different credit card,but a consolidation loan. If you end up getting a term loan, make guaranteed that it will allow you to create payments towards principal. I had $6000.00 worth of debts three months ago. Now, I&#8217;m almost done paying, purely by paying off card with higher interest, even if the balance is lower that the rest of the cards. I also abstained from unnecessary expenses. You&#8217;ll be surprised how much you are able to add to your montly payments by cutting down on &quot;wants&quot;. I&#8217;m saving $120.00 a month by taking the sub to function rather than driving. Those $120.00, I&#8217;m adding to my payments.</p>
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		<title>By: Lois Macdonell</title>
		<link>http://www.reducedebtfaster.com/debt-reduction-programs-pros-and-cons/comment-page-1/#comment-908</link>
		<dc:creator>Lois Macdonell</dc:creator>
		<pubDate>Fri, 06 Aug 2010 07:24:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.reducedebtfaster.com/?p=137#comment-908</guid>
		<description>Properly i owed about 4,000 in financial debt and now i currently pay out $130 a month. The payment is divided up and dent to each credit card firm. Yes it is going to take a lot longer but i could not afford to shell out without the debts program. Your payment is usually flexible and determined by your monthly expenses and salary. When looking for programs make confident to do proper research. I have worked with 2 companies that were horrible. I am now with greenpath and i love them. They don&#039;t harass you and ask you tons of questions about why you could not pay the bills. They understand and they are very attentive and they do what they say there planning to do. I wish more folks understood how hard it is to pay out bills with unfortunate health but i hope i helped. Great luck!!</description>
		<content:encoded><![CDATA[<p>Properly i owed about 4,000 in financial debt and now i currently pay out $130 a month. The payment is divided up and dent to each credit card firm. Yes it is going to take a lot longer but i could not afford to shell out without the debts program. Your payment is usually flexible and determined by your monthly expenses and salary. When looking for programs make confident to do proper research. I have worked with 2 companies that were horrible. I am now with greenpath and i love them. They don&#8217;t harass you and ask you tons of questions about why you could not pay the bills. They understand and they are very attentive and they do what they say there planning to do. I wish more folks understood how hard it is to pay out bills with unfortunate health but i hope i helped. Great luck!!</p>
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		<title>By: Debt Reduction Strategies that Work &#124; Reduce Debt Faster</title>
		<link>http://www.reducedebtfaster.com/debt-reduction-programs-pros-and-cons/comment-page-1/#comment-891</link>
		<dc:creator>Debt Reduction Strategies that Work &#124; Reduce Debt Faster</dc:creator>
		<pubDate>Tue, 03 Aug 2010 17:00:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.reducedebtfaster.com/?p=137#comment-891</guid>
		<description>[...] fact, many of these so-called debt reduction programs can actually ruin your credit and even leave you in MORE debt.  Obviously, you will want to avoid [...]</description>
		<content:encoded><![CDATA[<p>[...] fact, many of these so-called debt reduction programs can actually ruin your credit and even leave you in MORE debt.  Obviously, you will want to avoid [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Debt Negotiators: Scam or Solution? &#124; Reduce Debt Faster</title>
		<link>http://www.reducedebtfaster.com/debt-reduction-programs-pros-and-cons/comment-page-1/#comment-733</link>
		<dc:creator>Debt Negotiators: Scam or Solution? &#124; Reduce Debt Faster</dc:creator>
		<pubDate>Mon, 19 Jul 2010 21:25:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.reducedebtfaster.com/?p=137#comment-733</guid>
		<description>[...] of you are searching for debt reduction programs that actually work and can get you out of debt without ruining your credit or leaving you in worse [...]</description>
		<content:encoded><![CDATA[<p>[...] of you are searching for debt reduction programs that actually work and can get you out of debt without ruining your credit or leaving you in worse [...]</p>
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	<item>
		<title>By: Lowering Interest Rates for Debt Reduction &#124; Reduce Debt Faster</title>
		<link>http://www.reducedebtfaster.com/debt-reduction-programs-pros-and-cons/comment-page-1/#comment-638</link>
		<dc:creator>Lowering Interest Rates for Debt Reduction &#124; Reduce Debt Faster</dc:creator>
		<pubDate>Thu, 08 Jul 2010 18:25:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.reducedebtfaster.com/?p=137#comment-638</guid>
		<description>[...] cases, a debt management plan will get you a lower monthly payment as well.  These benefits make debt reduction programs such as this a very good option for people struggling with debt who have a tight monthly [...]</description>
		<content:encoded><![CDATA[<p>[...] cases, a debt management plan will get you a lower monthly payment as well.  These benefits make debt reduction programs such as this a very good option for people struggling with debt who have a tight monthly [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Debt Reduction Help: Dave Ramsey is Wrong! &#124; Reduce Debt Faster</title>
		<link>http://www.reducedebtfaster.com/debt-reduction-programs-pros-and-cons/comment-page-1/#comment-637</link>
		<dc:creator>Debt Reduction Help: Dave Ramsey is Wrong! &#124; Reduce Debt Faster</dc:creator>
		<pubDate>Thu, 08 Jul 2010 18:21:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.reducedebtfaster.com/?p=137#comment-637</guid>
		<description>[...] debt on their own, many others understandably need a little bit of help in the form of some type of debt reduction programs.  According to personal finance &#8220;expert&#8221; Dave Ramsey, people who seek debt reduction [...]</description>
		<content:encoded><![CDATA[<p>[...] debt on their own, many others understandably need a little bit of help in the form of some type of debt reduction programs.  According to personal finance &#8220;expert&#8221; Dave Ramsey, people who seek debt reduction [...]</p>
]]></content:encoded>
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	<item>
		<title>By: Get out of debt on your own or take professional help &#124; Reduce Debt Faster</title>
		<link>http://www.reducedebtfaster.com/debt-reduction-programs-pros-and-cons/comment-page-1/#comment-594</link>
		<dc:creator>Get out of debt on your own or take professional help &#124; Reduce Debt Faster</dc:creator>
		<pubDate>Thu, 01 Jul 2010 15:37:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.reducedebtfaster.com/?p=137#comment-594</guid>
		<description>[...] you decide that you need professional help, there are several different debt reduction programs available to [...]</description>
		<content:encoded><![CDATA[<p>[...] you decide that you need professional help, there are several different debt reduction programs available to [...]</p>
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