With literally thousands of “debt help” companies flooding the internet, television, and radio with advertisements, it’s not uncommon for those of us in debt to begin thinking we need assistance in dealing with our finances.  However, it is important to remember that most of these companies are more interested boosting their own profits than in helping you find the best method for reducing credit card debt.

As a result, it can be quite difficult to know when you can handle your debts on your own and when you should seek outside help.  Here are a few keys to help you determine whether or not you should consider seeking that assistance. (more…)